CrediTrack runs your post-sale lifecycle: customer onboarding, payment plans, automated collections, overdue tracking. Built for retailers in emerging markets.
Overview
Outstanding
GHS 2.41M
+ 8.2%
Active plans
1,284
+ 142
Collected
GHS 318K
94.1% on-time
Overdue
17
– 4 vs last wk
Collections, daily
Due this week
12 itemsAkua Boateng
Hisense 55" · Plan #2841
GHS 480
Today
Samuel Owusu
Toyota Vitz · Plan #2837
GHS 2,200
Tue
Esi Mensah
Solar kit · Plan #2810
GHS 350
2 days late
Kojo Asante
MacBook Air · Plan #2829
GHS 1,100
Fri
The status quo
One sheet per branch, three formulas wrong, and your aging report is fiction by Friday.
Reps copy-paste reminders to 200 numbers, miss half, and forget who actually paid.
By the time the bad book is visible, the cash has been re-deployed into more bad book.
Everything you need
From the first walk-in to the final payment — catalog, contract, calendar, collections.
Product catalog
Price it once. Sell it as cash, 6-month, 12-month — automatically.
Plan calculator
Adjust deposit, tenor, and interest live. Print the contract straight from the screen.
Customer onboarding
Capture ID, employer, guarantor and proof of address from the phone in the showroom.
Automated installments
SMS, mobile money mandates, and PDF receipts trigger on every due date.
4 auto-debits this month
Overdue dashboard
Aging buckets, recovery actions, and escalation rules in a single view.
1–7 days
12
8–30 days
5
31–60 days
2
60+ days
1
How it works
In-store rep captures ID, references, deposit. Instant KYC.
Schedule, contract and reminders are built from the SKU's plan template.
Mobile money, cheques and card. Reconciled to the plan in real time.
Our overdue book dropped 41% in the first quarter. CrediTrack didn't just replace our spreadsheets — it gave us a credit team we couldn't afford to hire.
Kwame Darko
Director of Operations, WD Autos
